Legal Document

z22 Terms and Conditions
What You Need to Know

These Terms and Conditions govern your use of the z22 platform. Please read them carefully before registering an account, making a deposit, or placing any bet. By using z22, you confirm that you have read, understood, and agreed to all the terms set out below.

Last updated: June 2026  |  Language: English (en-PK)

Key Points at a Glance

A quick overview of the most important rules — full details are in the sections below.

Age Requirement

You must be 18 years or older to register and use z22. We take this seriously and reserve the right to verify age at any point. Underage accounts will be closed and balances returned.

One Account Per Player

Each player is allowed a single z22 account. Duplicate accounts are not permitted and will be merged or closed. Bonuses and winnings earned through duplicate accounts may be forfeited.

PKR Transactions

All deposits, withdrawals, and balances at z22 are handled in Pakistani Rupees. JazzCash, Easypaisa, Raast, bank transfers, and cards are supported. No currency conversion is applied.

Bonus Terms Apply

All bonuses at z22 carry a wagering requirement that must be met before winnings can be withdrawn. The specific requirement for each offer is stated clearly on the Promotions page.

Fair Play Enforced

Collusion, match-fixing, abuse of bonuses, use of bots, or any form of fraudulent activity will result in immediate account suspension and forfeiture of any pending balances.

Responsible Gaming

z22 is entertainment for adults. Deposit limits, session controls, and self-exclusion tools are available in your account settings. Use them — they are there for your benefit.

1

Acceptance of Terms

By accessing, registering on, or using the z22 platform at z22.fun, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions in full. If you do not agree with any part of these terms, you must stop using the platform immediately and not create an account.

These Terms and Conditions apply to all products and services offered through z22, including sports betting, cricket and PSL markets, live casino, slots, esports betting, and any promotional offers. Additional terms may apply to specific products or promotions, and those will be clearly stated where relevant.

Important: Using z22 — including browsing the platform without an account — constitutes acceptance of these terms. If you are unsure about any clause, contact our support team before placing bets or making a deposit.

2

Eligibility & Registration

To register and use z22, you must meet all of the following requirements:

  • You must be at least 18 years of age. z22 is strictly for adults. We take underage gambling seriously and will request age verification documents at any point.
  • You must be the person whose details you provide during registration. Registering on behalf of another individual is not permitted.
  • You must not already hold an active or previously closed z22 account. Each individual is entitled to one account only.
  • You must provide accurate, current, and complete information during registration, including your full name, date of birth, and valid contact details.
  • You must not be self-excluded from z22 or under any form of voluntary or enforced exclusion from the platform at the time of registration.

z22 reserves the right to decline any registration application or close an existing account if these eligibility conditions are not met. Where an account is closed for eligibility reasons, any PKR balance relating to eligible bets placed in good faith will be reviewed on a case-by-case basis.

Account Verification

z22 may require identity verification at any stage — during registration, before processing a withdrawal, or as part of routine account review. You may be asked to submit a copy of a government-issued ID, proof of address, or payment method confirmation. Failure to provide requested documents within a reasonable timeframe may result in account suspension until verification is complete.

3

Account Security

You are solely responsible for keeping your z22 login credentials — username and password — confidential. Do not share your password with anyone, including friends or family. z22 will never ask for your password via email, live chat, or phone.

If you suspect that your account has been accessed without your authorisation, change your password immediately and contact the z22 support team. z22 will not be held responsible for losses resulting from unauthorised account access caused by a failure to keep login credentials secure.

  • Use a strong, unique password that you do not use on other websites.
  • Log out of your account after each session, particularly on shared devices.
  • Do not save login details in public or shared browsers.
  • Contact support immediately if you notice any unrecognised activity on your account.
4

Deposits & Withdrawals

All financial transactions at z22 are processed in Pakistani Rupees (PKR). The following payment methods are supported for both deposits and withdrawals:

  • JazzCash – mobile wallet deposits and withdrawals
  • Easypaisa – mobile wallet deposits and withdrawals
  • Raast – instant bank-to-bank transfers
  • Bank Transfer – standard inter-bank transfers
  • Debit/Credit Cards – Visa and Mastercard
  • Mobile Wallets – other supported PKR wallet services

Deposit Conditions

Deposits are credited to your z22 wallet promptly after confirmation from the payment provider. JazzCash and Easypaisa deposits are typically instant. Bank and card deposits may take slightly longer depending on your provider. Minimum and maximum deposit limits apply and are displayed at the time of transaction.

Withdrawal Conditions

Withdrawals will only be processed to a payment method that has been verified and previously used for a deposit on the same account. z22 does not send withdrawals to third-party accounts. Standard withdrawal processing times apply:

  • JazzCash / Easypaisa withdrawals are typically processed within a few hours during business hours.
  • Bank transfers and card withdrawals may take 1–3 business days depending on the receiving institution.
  • VIP account holders receive prioritised withdrawal processing.

Note: z22 reserves the right to request additional verification documents before processing any withdrawal. This is a standard security measure and is not an indication that anything is wrong with your account.

Minimum Withdrawable Balance

A minimum withdrawal amount applies and is stated clearly in your account settings. Balances below this threshold cannot be withdrawn until the minimum is reached through gameplay or additional deposits.

5

Bonuses & Promotions

z22 offers a range of bonuses and promotional offers to both new and existing players. These include welcome bonuses, reload bonuses, PSL cashback promotions, enhanced odds on cricket and football fixtures, and VIP-exclusive offers. All bonuses are subject to the following general conditions:

  • All bonuses carry a wagering requirement that must be completed before any bonus-derived winnings can be withdrawn. The specific wagering multiplier for each offer is stated on the Promotions page and in the individual offer terms.
  • Bonuses are credited in PKR to your bonus wallet. Real-money funds in your main wallet are used before bonus funds in most situations.
  • Only one welcome bonus is available per player, per household, and per IP address. Attempting to claim a welcome bonus on a second or duplicate account will result in forfeiture.
  • z22 reserves the right to withdraw any bonus offer at any time without prior notice. Bonuses already accepted and actively being wagered will not be removed mid-playthrough.
  • Bonus abuse — including but not limited to placing opposing bets across accounts to lock in bonus value — will result in forfeiture of the bonus and any associated winnings, and may lead to account suspension.
  • Free bets and free spins must be used within the validity period stated in the offer. Expired bonuses cannot be reinstated.

Full terms for each active promotion are available on the Promotions page. If you have questions about a specific bonus, contact z22 support before accepting the offer.

6

Sports Betting Rules

The following rules apply to all sports betting activity on z22, including cricket, PSL, football, esports, and all other markets offered on the platform.

Bet Placement

A bet is confirmed only when you receive a confirmation reference number after placing it. Bets remain in a pending state until the relevant event concludes and results are settled. It is your responsibility to ensure that bet details — selection, odds, and stake — are correct before confirming.

Odds & Changes

Odds are subject to change at any time before a bet is accepted. The odds displayed at confirmation are the odds that apply to your bet. In-play odds fluctuate in real time and bets placed during live events are accepted at the odds shown at the moment of acceptance.

Cricket & PSL Specific Rules

  • For T20 and PSL matches, a minimum number of overs must be completed for most markets to be settled. Matches abandoned before this threshold are typically voided.
  • Rain interruptions and DLS method outcomes are settled on the official result declared by match authorities.
  • Player-specific markets (top batsman, dismissal method, etc.) are settled based on official scorecards and match results published by the relevant cricket board.

Void & Cancelled Bets

Bets on cancelled, postponed, or abandoned events are voided and the stake returned to your account. z22 follows standard settlement rules and uses official results from governing bodies. In cases of obvious errors in odds — such as pricing errors caused by a technical fault — z22 reserves the right to void affected bets and return stakes.

Maximum Winnings

Maximum payout limits apply per event and per market. These limits are displayed in the bet slip at the time of placement. Bets whose potential return exceeds the limit will have the stake adjusted accordingly before acceptance.

7

Casino & Game Rules

All casino games, slots, and live dealer tables on z22 are provided by third-party game studios. Each game operates according to its own internal rules, which are accessible within the game itself. The following general rules apply across all casino and game products:

  • All game outcomes are determined by certified random number generators (RNG) or live dealer procedure. z22 does not interfere with game outcomes.
  • Disconnections during a game session may result in bets being settled automatically according to the game's rules. Reconnecting after a disconnection does not entitle you to cancel an in-progress bet.
  • In the event of a technical fault that causes an incorrect game result to be displayed, z22 reserves the right to void the round and return the stake. Winnings resulting from a confirmed technical error will not be paid out.
  • Jackpot games carry specific rules for jackpot eligibility and payout. These are displayed within the game interface and apply in full.
8

Fair Play & Prohibited Conduct

z22 is committed to providing a fair and secure environment for all players. The following conduct is strictly prohibited and will result in immediate account action:

  • Collusion – coordinating bets with other players to gain an unfair advantage, particularly in live poker or any peer-versus-peer format.
  • Matched betting abuse – exploiting bonus structures by placing opposing bets across multiple accounts or platforms to guarantee bonus extraction.
  • Use of automated tools – deploying bots, scripts, or automated betting software that interacts with z22 without human input.
  • Exploiting technical errors – knowingly placing bets on odds that are clearly the result of a technical pricing error.
  • Account sharing – allowing another individual to access and use your account for betting or withdrawals.
  • Fraudulent payments – using stolen, unauthorised, or fraudulently obtained payment methods to make deposits.
  • Multiple accounts – creating more than one account to claim bonuses or circumvent account restrictions.

Where prohibited conduct is identified, z22 reserves the right to void bets, suspend or permanently close accounts, and withhold balances pending investigation. Serious cases involving fraud may be referred to relevant authorities.

9

Account Suspension & Closure

z22 may suspend or close an account in the following circumstances:

  • Breach of any clause within these Terms and Conditions
  • Failure to complete identity verification within a reasonable period
  • Confirmed or suspected fraudulent activity
  • Discovery that the account holder does not meet the eligibility requirements (age, duplicate account, etc.)
  • Self-exclusion request submitted by the account holder
  • Extended inactivity — accounts with no login activity for 12 consecutive months may be flagged as dormant

If you wish to close your account voluntarily, contact the z22 support team. Any genuine PKR balance in your account at the time of closure — where the account was not closed due to a breach — will be returned via your registered withdrawal method after standard verification.

Dormant Accounts

After 12 months of inactivity, a dormant account fee may be applied monthly to cover administration costs. You will be notified before any fee is applied, and you can reactivate your account simply by logging back in. Any remaining balance after applicable fees will be returned if the account is formally closed.

10

Responsible Gaming

z22 is built for entertainment. Betting and gaming should be enjoyable, and staying in control of your spending and time is entirely your responsibility — but we provide tools to help. The following responsible gaming features are available to all z22 players:

  • Deposit limits – set a daily, weekly, or monthly cap on how much you can deposit. Limits take effect immediately and can only be reduced instantly; increases require a cooling-off period.
  • Session time reminders – set alerts to notify you after a certain amount of time spent on the platform during a single session.
  • Self-exclusion – exclude yourself from z22 for a defined period or permanently. During a self-exclusion, your account is inaccessible and you will not receive any marketing communications.
  • Reality checks – periodic on-screen notifications showing how long you have been playing and your net position for the session.

These tools are available directly in your account settings. z22 strongly encourages all players to use them, regardless of their level of activity. Gambling is for adults aged 18 and above, and should never be used as a method to recover financial losses or as a primary source of income.

If you feel your betting is becoming a problem: Take a break, use the self-exclusion tool, and speak to someone you trust. Responsible gaming information and external support resources are available on our Responsible Gaming page.

11

Limitation of Liability

To the maximum extent permitted, z22 is not liable for:

  • Losses arising from your use of the platform, including lost bets placed in accordance with these terms
  • Service interruptions caused by maintenance, technical faults, or circumstances beyond our reasonable control
  • Losses resulting from unauthorised account access where the security breach was caused by your failure to maintain confidential login credentials
  • Delays in withdrawal processing caused by third-party payment providers
  • Inaccurate information provided by you during registration or verification

z22 makes every effort to maintain continuous service availability, particularly during high-traffic events such as PSL matches and major football fixtures. However, we cannot guarantee uninterrupted access and will not be liable for losses specifically caused by platform downtime outside our control.

12

Privacy & Data

z22 collects and processes personal data in accordance with our Privacy Policy, which forms part of these Terms and Conditions. By registering an account, you consent to the collection and use of your personal data as described in that policy.

Your data is used for account administration, payment processing, identity verification, fraud prevention, and — where you have opted in — marketing communications. z22 does not sell your personal data to third parties. Data shared with payment processors and verification partners is limited to what is strictly necessary to complete those services.

13

Changes to Terms

z22 reserves the right to update, amend, or replace these Terms and Conditions at any time. When material changes are made, we will notify active account holders via email or an in-platform notification at least 7 days before the changes take effect.

Your continued use of z22 after the effective date of any changes constitutes your acceptance of the updated terms. If you do not agree with the revised terms, you may close your account before the changes come into force and any eligible PKR balance will be returned to you.

We recommend checking this page periodically to stay up to date with the current version of these Terms and Conditions. The "Last updated" date at the top of this page will always reflect when the most recent revision was made.

14

Contact Us

If you have any questions about these Terms and Conditions, need clarification on a specific clause, or want to raise a concern about your account, the z22 support team is available around the clock.

  • Email: [email protected] (plain text — not a clickable link)
  • Live Chat: Available directly from your z22 account dashboard
  • Response time: Support queries are typically answered within a few hours; urgent account issues are prioritised

For responsible gaming concerns or self-exclusion requests, contact support directly and your request will be actioned without delay. You can also manage self-exclusion settings yourself from within the account settings panel.

Frequently Asked Questions

Quick answers to common queries about z22 terms, accounts, and payments.

No. Each person is allowed one account only. Duplicate accounts are against z22 policy and will be merged or closed. Any bonuses claimed through a duplicate account will be forfeited, and the duplicate account's balance may not be transferred.

JazzCash and Easypaisa withdrawals are typically processed within a few hours during business hours. Bank transfers and card withdrawals may take 1–3 business days. VIP account holders receive prioritised processing. Always ensure your account is verified to avoid delays.

If you withdraw real-money funds before completing the wagering requirement on an active bonus, the bonus and any bonus-derived winnings will be forfeited. Only your real-money balance will be processed for withdrawal. Check the Promotions page for full wagering details before accepting any bonus.

Change your password immediately via the account settings page and contact z22 support right away. Provide as much detail as possible — when you noticed the issue, any transactions you did not authorise, and the device you normally use. Our team will lock the account while the situation is investigated.

Yes. Self-exclusion is available directly in your account settings. You can set a defined exclusion period or choose a permanent exclusion. During self-exclusion, your account is inaccessible and you will not receive any marketing communications from z22. Contact support if you need assistance activating self-exclusion immediately.

Ready to Get Started on z22?

Create your free account, deposit in PKR via JazzCash or Easypaisa, and start betting on cricket, PSL, football, and more. Your first bet is just a few steps away.